Anyone who has ever been in a car understands car accidents are a legitimate risk anytime someone gets in a motor vehicle. While car accidents can range in severity from the smallest of fender benders to the largest of multi-car pileups, even the smallest of car accidents can result in serious injuries.
These injuries can create expensive medical bills that can place any family under a significant amount of financial stress. If someone is injured in a car accident, they may be wondering what they should do.
Call 911 Immediately
People who are injured in a car accident should never delay seeking medical treatment. The most dangerous injuries are those that might not be readily apparent at the accident scene. Therefore, call 911 immediately and report that people are injured at the scene of the accident. This will get EMS to the scene quickly. They will take a quick survey of the scene and work to stabilize any critical wounds. Then, they will transport all injured parties to the hospital where they will receive professional medical care. If patients require surgery or an ICU stay, this will be handled at the hospital as well. Everyone should contact 911 immediately because it could wind up in saving someone's life.
Request a Copy of All Medical Records
Once someone has received professional medical attention and recovered from their injuries, it is important for them to ask for a copy of their medical records. Patients are entitled to a copy of their medical records under HIPAA and these records will be important for comparison between the injuries and the police report. Between these two documents, they will create a clear picture of what happened at the accident scene and how these injuries were acquired.
Contact an Experienced Motor Vehicle Accident Attorney
When people are injured in a car accident, they may assume that they have medical insurance and that this will cover their medical bills; however, this is often not the case. First, many people have high deductibles that can create a significant amount of debt even on their own. Next, some people are involved in car accidents while they are out of network. This could leave them on the hook for all of the medical bills. Finally, even people with solid health insurance could reach the lifetime limit of their coverage. This is actually easy to do if a patient requires surgery and an ICU stay. Therefore, people should contact an experienced personal injury attorney.
When someone is injured in a car accident, the medical bills can pile up and place families under a significant amount of financial stress even if the accident wasn't their fault. For this reason, people who are injured in a car accident should contact a motor vehicle accident attorney. An experienced professional can help fight for the justice that everyone deserves.