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Navigating insurance claims after a car accident

On Behalf of | Sep 23, 2016 | car accidents |

There is nothing quite like the combination of panic and relief that occur in the wake of a car accident. Unless anyone involved in the accident is seriously injured or has been killed, relief springs up naturally because everyone involved is alive. But panic quickly occurs as well because dealing with the aftermath of an accident can be a stressful process.

The most important action one can take in the wake of an accident is seeking medical attention if you or anyone else involved in the accident is hurt. Secondarily, it is important to work with law enforcement and with an attorney in order to ensure that reports are filled out properly and insurance claims are successfully filed.

Filing an insurance claim

Filing insurance claims in the wake of an accident can be a complex process. Thankfully, an attorney experienced in personal injury law can help to provide guidance on filing an insurance claim properly. The key to a successful claim is proper documentation. An attorney can help to ensure that your claim is not rejected for lack of very specific documentation or other administrative omissions.

In particular, your insurance provider will likely request or otherwise seek a copy of your police report, photographic evidence of any physical damage and witness testimony, among other pieces of evidence. It is important to provide your insurance company with notice of the accident as soon as is possible, ideally within 24 hours, so it is important to contact an attorney as soon as possible as well.

Following up

Unfortunately, not all insurance claims are answered in a prompt and effective manner. Some claims are drawn out, while others are denied for seemingly no reason. One major benefit tied to working with an attorney on your insurance claim is that your attorney can help to follow up with the insurance company and hold it accountable for any run-around you may experience. Allowing your attorney to do the heavy lifting can allow you the freedom to recover from your accident in relative peace.


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